Every client’s story is different, and so are their insurance needs. I offer comprehensive coverage options – from basic health plans to critical illness protection – all explained clearly and matched carefully to what you actually need and can afford.
Medicare Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
Medicare Part B covers certain doctors' services, outpatient care, medical supplies, and preventive services.
Medicare Part D covers the cost of prescription drugs (including many recommended shots or vaccines).
After my own frustrating insurance journey, I made it my mission to protect what matters most to you – your health and peace of mind. Whether you’re self-employed, transitioning off your parents’ plan, planning early retirement, or need affordable coverage for your small business (under 6 employees), I’ll find the right solution. As both your broker and a fellow policyholder, I offer honest guidance based on real experience. Get your free consultation today and discover how simple and transparent health insurance can be when you have the right advocate. Call me at 954-646-3666 or email yheaven@aol.com – I’m here to make this easy for you.
Confused about deductibles? Wondering if you qualify for subsidies? I’ve compiled answers to the questions my clients ask most, because I believe understanding your coverage shouldn’t require a degree in insurance.
With 8 years dedicated exclusively to health insurance, I've transformed a personal frustration into a passion for helping others. Every client benefits from my hands-on experience as both a broker and policyholder.
Health insurance questions don't follow business hours. While I'm not available 24/7, I'm committed to being responsive and accessible when you need guidance. You'll have my direct contact information and personal attention.
Our experts are here to help! We assess your unique needs and guide you in selecting a policy that provides the best coverage for your situation.
Our experts are here to help! We assess your unique needs and guide you in selecting a policy that provides the best coverage for your situation.
Our experts are here to help! We assess your unique needs and guide you in selecting a policy that provides the best coverage for your situation.
Our experts are here to help! We assess your unique needs and guide you in selecting a policy that provides the best coverage for your situation.
Our experts are here to help! We assess your unique needs and guide you in selecting a policy that provides the best coverage for your situation.
